Once you realize there is no spoon you look someplace else for the materials. Banks won't post them where they can be searched. But this Matrix convieniently puts first time programs into a nice little package. It is designed for Minnesota so sorry for the regionally specific stuff, but it might help you on your search terms.
http://www.hocmn.org/wp-content/uploads/2012/07/Affordable-Loan-Products-Matrix-December-2012.pdf
This is off the Minnesota Home Ownership Center's website and explains a lot of the programs available (FHA, Start up, HFA etc).
Enjoy!
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